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A healthy workforce is a more productive workforce. Partnering with Direct Primary Care Mebane, employers get more visibility into the impact of their healthcare dollars. They participate in the cost saving impact of a model that encourages employees to address their health concerns before they affect their work performance or attendance. This increased access to health care services, employees are incentivized to deal with health issues efficiently when they arise.
Self-Insured Employers
One of the biggest driver of healthcare costs are unnecessary utilization of healthcare services, such as visits to the emergency department when a primary care appointment would have sufficed. Another is when patients do not seek medical care due to having high deductible insurance plans. Barriers to healthcare access also increase healthcare costs. The average wait time to see a primary care provider is 24.1 days. Unfortunately, due to these wait times small problems can become large problems costing more.
Direct Primary Care Mebane helps self-insured employers decrease their healthcare costs. Direct Primary Care is a membership plan allowing patients quick and easy access to their primary care provider for a low monthly cost. The average national rate for a Direct Primary Care membership is $82.86 per month (Hint, 2017). Direct Primary Care Mebane charges $60.00 per month for most adult memberships.
This membership allows patients to receive same day or next day appointments, easy access to their provider through telecommunication, and unlimited monthly appointments. The membership provides patients with large discounts on imaging tests such as CT scans, X-rays and MRIs and labs. Furthermore, since the membership fee is a deductible business expense, the actual cost to the business is reduced by a percentage equal to the total corporate tax rate (Lickerman, n.d).
Direct Primary Care has been proven, through studies, to save employers approximately $2,550 per patient per year through membership plans. When Direct Primary Care was compared to fee for service plans patients in a Direct Primary Care plans had (Lickerman, n.d):
In addition to the health savings employers with self-funded plans receive when utilizing Direct Primary Care, employees have reduced absenteeism and increased productivity. Offering a direct primary care membership also increases recruitment and retention of employees and promotes a culture of optimal health.
Small Businesses
Enrollment in high deductible health plans continues to grow, forcing patients and providers to address issues of cost transparency in response to increasing consumer out-of-pocket responsibility. As consumers start to realize the true cost of healthcare, they are increasingly interested in models that keep their out of pocket costs to a known quantity.
Small businesses that offer employees high deductible insurance plans, or do not offer health insurance, can benefit from Direct Primary Care Mebane. When employees have high deductible plans or no health insurance, they avoid health care visits because they can’t pay the high costs. This avoidance leads to increased costs down the road due, either through progression to more severe illness, or an expensive emergency department visit. Direct Primary Care Mebane offers affordable care saving patients thousands of dollars per year through a monthly membership which provides patients with unlimited appointments, telehealth visits, same day or next day appointments, easy access to their provider, discounted labs and imaging tests. Due to the high level of access to primary care services employees have reduced absenteeism and increased productivity. Offering direct primary care membership also increases recruitment and retention and promotes a culture of optimal health.
In addition, direct primary care memberships are recognized by the IRS to be utilized with a Health Reimbursement Arrangement (HRA) or a Flexible Spending Account (FSA). In an HRA employers can offer employees a stipend of tax-free money to be utilized toward healthcare costs. The employer receives a tax advantage because all employer contributions are tax deductible. A FSA allows both the employer and employee to save money. Employees contribute money to their FSA which reduces their taxable income and saves them from having to pay social security and Medicare on the funds being put into the FSA. Employers also save money by offering an FSA to their employees. The employer avoids the 7.65% payroll tax on the amount employees contribute to an FSA. Pairing a direct primary care membership with an HRA or FSA increases employee satisfaction while increasing access to healthcare and saving money for both the employer and employee.
You may ask, why do my employees need care?
Comprehensive Health Care: Health care delivery is complex. It takes experience and knowledge to navigate your employees through the network of primary care, specialists, labs, radiology, hospitalization, surgery. [doctor-name] is a nurse practitioner with over 15 years of medical experience.
Affordability: High deductible health care plans usually come with co-pays for visits and prescriptions. [clinic-name] offers an advance medical payment model with low monthly fee with no co-pays and discounted prescriptions.
Access: Your employees will have access to primary health services for acute care same day appointments, chronic disease management like diabetes, hypertension, tobacco cessation, sprains, and strains. These services will be provided in long appointments, up to 45 minute long if needed. Our goal is to improve your employee’s health not just see them when they are sick.
Data on savings: [clinic-name] will provide up to date data on how much it saved your employees when utilizing our services
A healthy workforce as a result of comprehensive evaluation and treatment. Employees have multiple avenues of contacting [doctor-name]: through phone, text, telemedicine and in-person visits. [doctor-name] will have a comprehensive knowledge of your patient’s health
In all steps of your health care need, [clinic-name]’s goal is to help you achieve your goal of pursuit of happiness and mitigating unwanted effects of loss of happiness, vigor and health
Comprehensive medical care with in-depth knowledge of your medical visit. When you call or text, [doctor-name] will answer your medical questions.
[doctor-name] will assist you in navigating your health network and provide personalized advice, including avoiding unnecessary referrals
Reduction in out of pocket expenses for medical care including savings on labs, medications and imaging
There will be no co-pays for medical care (some clinics may charge up to $50-60) per visit
Improved access to your health care through calls, texting, telemedicine at no additional cost, potentially avoiding the use of Urgent care ($300/visit), emergency room ($2000/visit), hospitalization ($6000/visit)
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